Pensions Statements

Pensions Schemes

Minova Pension Trustee Limited (Trustee) is the Trustee of the Pension & Assurance Scheme of BMS Associates Limited and BMS Harris & Dixon Insurance Brokers Limited Pension and Life Assurance Schemes (Schemes).


Chairman’s Statement

In accordance with Regulation 23 of the Occupational Pension Schemes (Scheme Administration) Regulations 1996, as amended by subsequent legislation, the Directors of the Trustee are required to produce an annual statement covering the governance of the Retirement Account Plan (RAP) which is the Defined Contribution (DC) part of the Schemes and operated on a Defined Contribution basis. It explains how the relevant Schemes are meeting the governance standards that apply to occupational pension schemes that provide money purchase benefits (i.e. Defined Contribution schemes – DC).

Click on the links below to access the 2022 Chairman's statements:

BMS Associates Scheme 2022

BMS HD Insurance Scheme 2022


Statement of Investment Principles

A Statement of Investment Principles has been prepared by the Directors of the Trustee in accordance with Section 35 of the Pensions Act 1995, as amended, and its attendant Regulations.

This Statement outlines the principles governing the investment policy of the relevant Scheme and the activities undertaken by the Trustee to ensure the effective implementation of these principles.

Click on the links below to access the July 2023 Statement of Investment Principles:

BMS Associates Scheme

BMS HD Insurance Scheme

If you require a paper copy of either of the above Statements or have any questions about the Scheme, please contact the scheme administrator at Barnett Waddingham LLP via e-mail: bms@barnett-waddingham.co.uk


Implementation Statements

The Implementation Statements have been approved by the Directors of the Trustee on 19th July 2023.

BMS Associates Scheme

BMS HD Insurance Scheme


Privacy Statement

Click on the link below to access the June 2023 Privacy Statement:

Minova Pension Trustee Privacy Statement


Pension Tracing

If you have lost touch with a pension which may have arisen from your employment with a BMS Group company,

  • If you were employed before 1st May, 2000, you will need to contact the Scheme Administrator at Barnett Waddingham LLP, via email: bms@barnett-waddingham.co.uk or via telephone: 0333 11 11 222
  • If you were employed after 1st May, 2000, you will need to contact Standard Life Co., the Scheme provider, via telephone no. 0345 606 0093

You will need to provide your full name and National Insurance Number and possibly, your dates of employment.

All ‘Lost’ pensions may also be traced via the Government’s Pension Tracing service https://www.gov.uk/find-pension-contact-details