Commercial Professional Indemnity Insurance

At BMS, our team has vast experience working with companies protecting their balance sheets for when mistakes happen.

If your business is found liable, it can result in costs being awarded against the business. As well as a potentially significant financial implication, this can be particularly damaging to one's hard earned reputation.

It's not just your reputation that is at stake! Should you find yourself in a situation where your advice or potential errors result in a client taking legal action, Professional Indemnity (PI) insurance can provide protection for your business and brand assets.

Whilst PI is mandatory in some industries (e.g. - accounting, medicine, law, financial advisory), for others it offers a sensible precaution and a wise transfer of the risk to insurers.

Our team's vast PI experience offers a great resource and means that we can help you understand the implications of any potential action against your business before advising on the type of cover for your business.

What can it cover?

Civil liability - Civil liability to a third party arising out of the conduct of the insured’s professional services.

Inquiry costs - The cost of defending an inquiry by a regulatory body into the professional conduct of the insured.

Advancement of defence costs - The defence costs as and when they are incurred prior to the final resolution of a claim.

    Professional Indemnity insurance is not something that can be easily dismissed. BMS can provide a full personal assessment of your needs and support you with advice on those key areas of risk that you should consider.

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    Chris Madell

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