Accident & Health

We offer insurance and reinsurance solutions, in the form of facilities and one-off Facultative placements, as well as offering structured solutions for difficult to place business.

Key Features


This can be in respect of accident only, illness only or combined

Permanent Disablement

Total disablement or partial disablement

Temporary Disablement

Short-term disability

Medical Expenses

International private medical insurance, emergency medical expenses

Travel Inconvenience

Baggage delay, trip cancellation, loss of personal effects

Evacuation and Repatriation

From medical, political or natural disaster situations

Kidnap and Ransom

Kidnap, detention, piracy, extortion or hijack


Cancellation and abandonment, non-appearance, sports bonus guarantee, prize indemnity, over-redemption

We have clients spread throughout the world and have particular experience working with organisations in more challenging and hazardous territories.

Our strong in-house expertise means we are able to build and supply innovative products and fill market gaps.

We also enjoy excellent and long-term relationships with leading market underwriters in the sector, working with them in such a way as to support our clients and also generate sustainability in the account.

Our team is led by Divisional Director Lucy Carter, who recently won Director of the Year at the Broker Innovation Awards.

"Lucy’s relationships with the market, work ethic and commitment to her clients have always been excellent. Lucy is much more than your broker, she is a trusted business partner who you can rely on for professional and timely advice, loyal support and a solution-based mindset. My business and the businesses of my clients have benefited greatly from Lucy’s contribution and also her genuine care." (November 2019)

Mike Wallis Managing Director, Aspect Underwriting


Lucy Carter

Divisional Director

Office Contact

One America Square
London EC3N 2LS
United Kingdom

T: +44 (0)20 7480 7288

Personal Contact

T: +44 (0)20-7374-5910
Email Me