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North American Property.

Complex Portfolios. Niche Risks. Smart Solutions. We deliver responsive property insurance coverage across North America, backed by real expertise and relentless determination.

North American Property.North American Property.

Our specialisations and sectors.

Capabilities that cater to your needs.

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United Kingdom
BMS Group
One America Square, London EC3N 2LS, UK
+44 (0) 2074 807 288
© 2025 BMS Group
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Tailored solutions, market expertise.

Our North American Property team combines deep technical expertise, agility, and broad market access, handling everything from high-volume placements to specialised sectors. We deliver solutions that match your pace, backed by a reputation for direct, results-driven execution.

Led from London and Bermuda, our senior team is fully embedded in the market and aligned with clients at every step.

Real Estate

Residential, hospitality, warehousing

Municipalities

States, counties, cities, and schools

Manufacturing

Woodworking, chemicals, plastics, auto parts, semi-cons, waste & recycling

Food & Agriculture

Grain storage, milling, poultry, dairies, fertilisers, nuts, and eggs

Excess and Surplus Lines

Excess and Surplus Lines

Flexible coverage for hard-to-place or non-standard property exposures

Shared and Layered Structures

Shared and Layered Structures

Collaborative property placements using shared and multi-layered solutions

D&O and Management Liability

Captive and Alternative Risk Solutions

Custom captive and ART programs crafted with our reinsurance teams

Financial Services

Risk Engineering and Analytics Support

Technical insights and analytics to enhance property risk management

Cross-disciplinary
collaboration.

Features

  • Direct access to senior leadership with hands-on market engagement
  • Seamless collaboration across BMS disciplines to unlock holistic solutions
  • Client-focused mindset translates into high levels of responsiveness
  • Bespoke structures for high-volume, complex or non-standard risks
  • Analytics and data-driven insight embedded into every placement

Your Journey, Our Commitment.

We handle your entire insurance journey from start to finish. With all services headquartered from London, we provide seamless, consistent support from initial advice and placement to all of your claims and service needs. We're with you every step of the way, so you can focus on your business.

Cross-disciplinary
collaboration.

A unified, client focused approach.

We cultivate a strong team culture where cross-functional collaboration drives alignment and success. We work closely with related BMS teams to bring you the best possible outcomes.

Cargo Stock Throughput

Cargo Stock Throughput

Our deep understanding of the Marine Cargo and Stock Throughput industry, combined with our strong relationships with leading insurers and reinsurers in London and worldwide, enables us to negotiate excellent terms and conditions on behalf of our clients.

U.S. Complex Liability

US Complex Liability

We offer tailored coverage for unique challenges, protecting our clients against intricate, high-stakes liability risks. Backed by deep industry expertise, we provide precise risk assessment and robust protection for businesses facing complex exposures.

Building relationships, capacity and strategies.

Reinsurance

Through advanced analytics, in depth market insights, and comprehensive risk assessments, we design tailored reinsurance solutions. By working closely with clients on risk strategies, we help them manage exposures, enhance financial stability, and achieve their business objectives.

A claims process that puts your interests first.

A claims process that puts your interests first.

When losses happen, we actively represent and advocate for our clients. We work closely with our claims team with a streamlined process to ensure we get you back on track.

We anticipate 
and act on our clients’ ambitions.
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Risk doesn’t operate in silos, neither do we.

We actively partner with our (re)insurance specialists to gain a broader strategic view. This allows us to challenge conventional thinking and deliver the most effective outcome for you.

Deep expertise that delivers results.

We offer our clients both localised knowledge and global reach.

Resources for a fast-paced world.

When change is a constant, you want to stay informed and stay ahead at all times.

View North American Direct and Facultative Flyer

For a concise synopsis of this product view our North American Direct and Facultative Flyer.

View Mining Practice Flyer

For a concise synopsis of this product view our Mining Practice Flyer.

When you’re looking for solutions,
you need a partner who listens.