Facing the challenges of US liability insurance – from its litigious environment to its fragmented legal system, high healthcare costs and evolving complex exposure – requires deep insight. We understand these complexities.


Our team leads with deep market knowledge and strategic innovation supporting our clients across diverse liability exposures. Driven by our strategic dual hubs in London and Bermuda, we provide the collaborative energy and consistent execution necessary to take on your most complex risks.
We navigate high stakes liability – offering both conventional and structured placements tailored to each clients needs.

Broad protection against third-party bodily injury and property damage claims

Foundational coverage that responds first to major liability risks

Additional layers of protection when primary limits are exhausted

Coverage for commercial vehicle-related injury, damage, and legal exposure

Targeted protection for entities at risk of wildfire-related claims

Coverage for gradual and sudden pollution events at insured locations

Project-specific liability programs for owners, contractors, and subcontractors

Protection against claims arising from defective or harmful products

Excess and difference-in-conditions coverages tailored for product recall and liability

Custom solutions providing long-term, cross-line liability protection

Flexible placement solutions for large or complex individual risks

Insurance solutions that reduce the client’s retained liability exposure

The best outcomes stem from strong partnerships. By collaborating closely with our clients, we integrate our in-house actuarial, meteorological and tech innovation resources. This powerful combination allows us to deliver exceptional results and truly drive success together.

We cultivate a strong team culture where cross-functional collaboration drives alignment and success. We work closely with related BMS teams to bring you the best possible outcomes.


We understand each client’s requirements and risk profiles, and take pride in providing highly personalised solutions. Collaboration is key - by combining our strengths and sharing insights, we’ve achieved remarkable results together.
