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Cyber.

We demystify cyber insurance and provide you with expert guidance and clear explanations, working with you to understand and manage your exposure to cyber threats.

Cyber.Cyber.

Our specialisations and sectors.

Comprehensive Insurance Solutions.

Capabilities that cater to your needs.

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United Kingdom
BMS Group
One America Square, London EC3N 2LS, UK
+44 (0) 2074 807 288
© 2025 BMS Group
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Proactive services and protective cover.

In today’s digital world, cyber attacks can cripple your business operations, damage your reputation, and cause serious financial losses.

Our team work to help you recover from such incidents with customised coverage, but we also proactively identify your vulnerabilities, so that you can navigate the unpredictable cyber risk environment with confidence.

Technology Companies

Public Entities

Energy (Upstream, Midstream, Power & Renewables)

Logistics & Transportation


Construction

Manufacturing

Healthcare

Financial Institutions

Cyber Extortion  

Loss Protection

Protection against losses arising from malicious cyber acts and non-malicious cyber incidents

Technology Errors and Omissions  

Technology Errors and Omissions  

Cover for liability from failure of tech services or products

Incident Response Costs & Expenses

Coverage for costs that are incurred responding to a cyber incident

A human perspective, enhanced by tech.

Data Restoration Costs

Coverage for the cost of recovering data due to a cyber incident

Computer Hardware Replacement Costs

Protection against the cost of replacing computer hardware

Reputational Harm Coverage

Protection against losses incurred due to reputational harm as a result of a cyber incident

Cyber Crime

Protection against malicious cyber attacks

Cyber Physical Damage  

Cyber Physical Damage  

Protection against bodily injury or property loss from cyberattack

Interruption Loss

Non-physical cyber business interruption & dependent business interruption loss protection

Cyber Extortion  

Coverage for ransomware demands and negotiation expenses

Security & Privacy Liability 

Protection against financial losses arising from data breaches, cyber incidents, and failures to safeguard confidential or personal information

BMS has come 
a long way.

Regulatory Liability

Coverage for financial losses arising from regulatory non-compliance

Payment Card Industry (PCI) Fines, Penalties, and Assessments

Covers PCI non-compliance fines, penalties, and assessments after payment card breaches

Media Liability

Protection against claims arising from media content, including defamation, infringement, and reputational harm

Pensions Statements

Intellectual Property Liability

Reinsurance protection for losses arising from intellectual property infringement and related cyber claims

Industry Specific Coverages

Bespoke cyber reinsurance solutions designed to address the unique profiles of specific industries

New Product Development

New Product Development

Bespoke solutions co-created for emerging cyber threats

Employee Training Programs

Employee Training Programs

Investment in employee training to prevent breaches

Our approach.

Delegated Authority Solutions

Structure and management of delegated authority arrangements that enable partners to efficiently underwrite cyber risks

Alternative Risk Transfer  

Alternative Risk Transfer  

Innovative structures beyond traditional cyber insurance models

In-depth expertise and tech insights.

We’re your extended team, providing crucial insights and capabilities. Our in-house cyber experts support you on a spectrum of cyber security issues, and provides training on the latest hot topics, from cryptocurrency to Internet of Things.

Smart cyber risk services.

Features

  • Risk management by certified cyber risk experts (FAIR, CISSP, GICSP, CRISC) and chartered brokers; Custom client training on governance and incident response
  • Qualitative and quantitative risk assessments via trusted partners
  • Partnership with Darkweb IQ, the leading provider of consulting and cyber security services to fight ransomware

Smart cyber risk services.

We’ve partnered with DarkWeb IQ to provide unmatched services. DarkWeb IQ intercepts the flow of stolen access credentials through the ransomware supply chain by impersonating criminal gangs and sourcing details of compromised businesses from the ‘access brokers’.

By doing this, DarkWeb IQ affords its you a window of time to address the vulnerabilities in your network and prevent a full-blown ransomware attack.

Smart cyber risk services.

A unified, client focused approach.

We cultivate a strong team culture where cross-functional collaboration drives alignment and success. We work closely with related BMS teams to bring you the best possible outcomes.

Liability

Liability

The cornerstone of our expertise is our specialist knowledge of the London, Continental Europe, and Bermuda markets, combined with a determination to deliver a dynamic, creative, value add service to our partners and clients.

Financial Lines

Financial Lines

We offer a wide spectrum of global broking solutions that minimise those risks that impact our clients’ financial health and wellbeing, and that deliver the cover and contract certainty our clients seek to protect their businesses from the increasing threat of liability.

Property

Property

With a real depth and breadth of experience, we specialise in complex property insurance and reinsurance placements for retailers, wholesalers, insurers and risk managers, with expertise in industries like Mining, Energy, Manufacturing, Hospitality and Real Estate.

What our clients are saying.

We understand each client’s requirements and risk profiles, and take pride in providing highly personalised solutions. Collaboration is key - by combining our strengths and sharing insights, we’ve achieved remarkable results together.

Highly skilled and adept, with an excellent grasp of the insurance market.

The BMS team is highly skilled and adept at crafting bespoke insurance solutions
for our clients. We can rely on the the team’s knowledge and excellent grasp of the insurance market. They always provide us with thorough explanations, and it is evident that our placements with them are thoughtfully considered. The team excels in client facing situations (even the most challenging) and explaining the nuances of coverage. We really appreciate the partnership!

RETAIL BROKER PARTNER

A claims process that puts your interests first.

A claims process that puts your interests first.

When losses happen, we actively represent and advocate for our clients. We work closely with our claims team with a streamlined process to ensure we get you back on track.

We anticipate 
and act on our clients’ ambitions.
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Risk doesn’t operate in silos, neither do we.

We actively partner with our (re)insurance specialists to gain a broader strategic view. This allows us to challenge conventional thinking and deliver the most effective outcome for you.

Deep expertise that delivers results.

We offer our clients both localised knowledge and global reach.

Resources for a fast-paced world.

When change is a constant, you want to stay informed and stay ahead at all times.

View Cyber Flyer

For a concise synopsis of this product view our Cyber Flyer.

When you’re looking for solutions,
you need a partner who listens.