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  1. Reinsurance
  2. Strategic Advisory
  3. Ratings And Capital Management

Integration and strategic insight.

We combine financial analysis, capital strategy, and rating agency expertise to deliver a full-spectrum capital management service.

Integration and strategic insight.A claims process that puts your interests first.

Capabilities that cater to your needs.

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United States
BMS Group
7650 Edinborough Way,
Suite 600, Edina,
MN 55435, USA
+1 (952) 224-0200
© 2026 BMS Group
Holistic services that support expansion.

Holistic services that support expansion.

Ratings and Capital management is more than just numbers. It’s about understanding how capital structure, reinsurance, ratings, and strategy intersect. We help our clients navigate the complex landscape of regulatory and rating agency expectations while providing tailored financial guidance to support expansion, M&A activity, and market positioning.

By integrating financial analysis and capital strategy with rating agency and regulatory advisory, we offer you a hands-on, holistic approach to capital optimization.

What BMS Re Offers You

Designed to drive sustainable growth, our solutions optimize your capital efficiency, enhance your ratings, and drive sustainable, profitable growth.

Access to and experience with agency-specific capital models

Proven methodology for enhancing ratings outcomes

Integrated analytics and advisory approach that bridges finance, capital, and regulation

Strategic partnership with BMS Capital Advisory to align reinsurance with capital needs

Tailored insights that address each client’s growth ambitions, structure, and risk appetite

Financial Analysis and Capital Strategy

  • Peer benchmarking with 5- and 10-year trend analysis
  • Profitability and reserve adequacy assessment
  • Market entry and risk / return evaluations
  • Counterparty risk guidelines and policy development
  • ERM framework support and implementation
  • Organic and inorganic growth / M&A strategy
  • Collaboration with BMS Capital Advisory to assess equity, debt, and reinsurance-based capital structures
Intellectual Property

Rating Agency and Regulatory Advisory

  • Model and evaluate agency / regulatory capital requirements (e.g BCAR, RBC)
  • Stress testing, including terrorism scenarios
  • Ongoing updates and insight into changing rating agency methodologies
  • Support for pro forma financials and strategic modelling
  • Preparation and review of AM Best Supplemental Rating Questionnaire (SRQs)
  • Annual rating presentation review and enhancement
  • Facilitation of mock rating reviews
  • ERM (Enterprise Risk management) process and review
  • Internal economic model consultation
  • Regulatory solvency and governance support
We anticipate 
and act on our clients’ ambitions.
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Risk doesn’t operate in silos, neither do we.

We actively partner with our (re)insurance specialists to gain a broader strategic view. This allows us to challenge conventional thinking and deliver the most effective outcome for you.

When you’re looking for solutions,
you need a partner who listens.