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Facultative Practice

When even the most seasoned clients need confidence in their levels of risk exposure, we provide them with certainty on both single or group risks.

Facultative PracticeFacultative Practice

Our specializations and sectors.

Capabilities that cater to your needs.

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United States
BMS Group
7650 Edinborough Way,
Suite 600, Edina,
MN 55435, USA
+1 (952) 224-0200
© 2026 BMS Group
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Managing risk creatively.

We craft coverage in the most creative way possible, allowing insurers to protect their position in certain markets, sectors or on specific accounts. Our global team also makes sure that insurers get expert advice when dealing with risks in unfamiliar territories.

Our creativity empowers them to manage peak or critical exposures, such as Natural Catastrophe, and to smooth volatility on certain risks or classes. Our expertise and collaborative approach enable them to ultimately gain a more beneficial financial position on a risk.

Real Estate

Airports. Healthcare. Hotels and Hospitality. Offices. Residential. Retail and Warehousing.

Natural Resources

Power and Utilities. Renewable Energy. Mining. Onshore Oil. Gas and Petrochemical. Steel. Pulp and Paper.

Marine and 
Fine Art

Cargo. Fine Art. Specie. Ports and Terminals. Logistics. Hull and Machinery. Marine Liabilities. Protection and Indemnity.

Food and Transportation

Breweries. Food and Agriculture Cooperatives. Dairies. Distilleries. Egg Production Processing. Fertilisers. Fresh Foods. Grains. Horticulture. Meat and Poultry. Nuts, Sugar and Wineries. Rail.

Manufacturing and Industrial

Waste and Recycling. Auto-manufacturing. Cold Storage. Dealers Open Lot. Ethanol. Forestry Products. Foundries and Metal Works. Plastics / Packaging. Tech Semi-Cons.

Individual Risk

Individual Risk

Tailored facultative placements for complex, standalone exposures

Facility

Facility

Pre-agreed capacity solutions for repeat or similar risks

Portfolio

Portfolio

Structured placements covering multiple risks under a single approach

Consortia

Consortia

Collaborative underwriting solutions leveraging shared market capacity

Fresh perspectives and precise solutions.

Features

  • We work with geographies across the world to make sure your coverage is tailored to your location
  • All senior members of our team are also active practitioners
  • With three centralised hubs (London, US, APAC), we work collaboratively and seamlessly to secure the best possible results for our clients

Fresh perspectives and precise solutions.

At BMS our dynamic team brings you fresh perspectives and refreshing relationships with exceptional service and access to the market. We tap into our global network of experts to tailor solutions that take account of your specific challenges and location.

Fresh perspectives and precise solutions.

A unified, client focused approach.

We cultivate a strong team culture where cross-functional collaboration drives alignment and success. We work closely with related BMS teams to bring you the best possible outcomes.

Liability

Liability

The cornerstone of our expertise is our specialist knowledge of the London, Continental Europe, and Bermuda markets, combined with a determination to deliver a dynamic, creative, value add service to our partners and clients.

Cargo Stock Throughput

Cargo Stock Throughput

Our deep understanding of the Marine Cargo and Stock Throughput industry, combined with our strong relationships with leading insurers and reinsurers worldwide and in London, enables us to negotiate excellent terms and conditions on behalf of our clients.

Founded on trust and results.

Marine

With extensive experience across the marine sector and various vessel types, our US and international teams deliver comprehensive cover and effective advice, encompassing Hull & Machinery, Protection & Indemnity, Charterers Liability and Cargo solutions for a growing global client base.

A claims process that puts your interests first.

A claims process that puts your interests first.

When losses happen, we actively represent and advocate for our clients. We work closely with our claims team with a streamlined process to ensure we get you back on track.

We anticipate 
and act on our clients’ ambitions.
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Risk doesn’t operate in silos, neither do we.

We actively partner with our (re)insurance specialists to gain a broader strategic view. This allows us to challenge conventional thinking and deliver the most effective outcome for you.

Deep expertise that delivers results.

We offer our clients both localized knowledge and global reach.

Resources for a fast-paced world.

When change is a constant, you want to stay informed and stay ahead at all times.

Global Facultative Practice Flyer

For a concise synopsis of this product view our Global Facultative Practice Flyer.

When you’re looking for solutions,
you need a partner who listens.