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Construction.

Our global construction risk specialists provide the peace of mind and protection you need to build with confidence and ensure project continuity, even when the unexpected strikes. For construction, the right insurance isn't a luxury; it's the bedrock of success.

Construction.Construction.

Our specializations and sectors.

Capabilities that cater to your needs.

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United States
BMS Group
7650 Edinborough Way,
Suite 600, Edina,
MN 55435, USA
+1 (952) 224-0200
© 2026 BMS Group
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Capabilities to counter complex challenges.

We know that construction projects are inherently complex, involving multiple stakeholders, large financial investments, international elements and a range of unpredictable factors that may increase risk.

So, we meet these challenges head on, and leverage our technical expertise to provide you with a full range of insurance advisory and placement services for your projects around the world, all the way from frame construction through to large energy and infrastructure initiatives.

Buildings (Frame and Non-combustible)

Tunnels

Roads / Bridges 


Railways

Mining


Water /Wastewater Treatment

Power

De-risks complex power projects and assets across their lifecycle, from construction through operations

Refineries and Large Petrochemical

US Frame Construction Facility

US Frame Construction Facility

Specialized cover for lightweight wood-frame construction risks

Renovation Facility

Renovation Facility

Tailored solutions for refurbishment and redevelopment projects

Excess of Loss

Terrorism Facility

Protection for projects against politically motivated property attacks

Crime & Social Engineering

Contractor Annuals

Tracks contractor insurance coverage and claims annually

Contractors’ Plants and Equipment (CPE)

Covers damage or loss to contractors’ machinery and tools

Errors and Omissions

Delay in startup /Advance Loss of Profits

Covers income loss from project delays 
post-insured damage

Difference in Conditions (DIC)

Difference in Conditions (DIC)

Bridges gaps in cover across varying project policies

Difference in Limits (DIL)

Difference in Limits (DIL)

Extends limits where primary policy capacity falls short

Excess of Loss

Excess of Loss

Protection against high-severity, low-frequency construction losses

Standalone Perils

Standalone Perils

Targeted coverage for specific high-impact construction risks

Deductible Buydowns

Deductible Buydowns

Reduces out-of-pocket costs for large deductible events

Power

De-risks complex power projects and assets across their lifecycle, from construction through operations

Specialized knowledge, worldwide reach.

Our strength lies in our global market insight and robust technical proficiency. This is crucial for cross-border construction projects or firms working on international developments.

Features

  • Deep technical knowledge and extensive global market understanding
  • Dedicated project casualty expertise
  • All servicing and claims handling managed via our London headquarters
  • Crafted facilities that respond to client needs and overcome market capacity constraints

Decisive and solutions driven.

Our approach is all about decisive, client-driven solutions. By truly hearing your needs, we create what works today and continually seek out ways to support you to keep you ahead.

Decisive and solutions driven.

A unified, client focused approach.

We cultivate a strong team culture where cross-functional collaboration drives alignment and success. We work closely with related BMS teams to bring you the best possible outcomes.

Cyber

Energy

With a deep understanding of the sector and vast experience in program design and placement, we focus on global property, casualty, construction and cyber risks for discerning buyers across the energy spectrum, taking on the most challenging risk profiles.

Liability

Liability

The cornerstone of our expertise is our specialist knowledge of the London, Continental Europe, and Bermuda markets, combined with a determination to deliver a dynamic, creative, value add service to our partners and clients.

Property

Property

With a real depth and breadth of experience, we specialize in complex property insurance and reinsurance placements for retailers, wholesalers, insurers and risk managers, with expertise in industries like Mining, Energy, Manufacturing, Hospitality and Real Estate.

What our clients are saying.

We understand each client’s requirements and risk profiles, and take pride in providing highly personalized solutions. Collaboration is key - by combining our strengths and sharing insights, we’ve achieved remarkable results together.

Far ahead of the competition

I thought it prudent to give you this feedback as its clear that BMS London Construction team, supported by your accounting and claims departments, are in my view, far ahead of their competition in the London market.

INSURER

You always come through

Guys, this was a FANTASTIC job. You guys came through when the chips were down and you always do.

WHOLESALE CLIENT

A claims process that puts your interests first.

A claims process that puts your interests first.

When losses happen, we actively represent and advocate for our clients. We work closely with our claims team with a streamlined process to ensure we get you back on track.

We anticipate 
and act on our clients’ ambitions.
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Risk doesn’t operate in silos, neither do we.

We actively partner with our (re)insurance specialists to gain a broader strategic view. This allows us to challenge conventional thinking and deliver the most effective outcome for you.

Deep expertise that delivers results.

We offer our clients both localized knowledge and global reach.

Resources for a fast-paced world.

When change is a constant, you want to stay informed and stay ahead at all times.

View Construction Flyer

For a concise synopsis of this product view our Construction Flyer.

Mining Flyer

For a concise synopsis of this product view our Mining Flyer.

When you’re looking for solutions,
you need a partner who listens.