Join fellow addiction counsellors insured through the Canadian Addiction Counsellors Certification Federation (CACCF) Insurance Program, brokered by BMS.
Supplement your policy to cover every angle of your practice.
Add extra coverage to safeguard what matters most in your personal life.
Protect your professional work and reputation with insurance designed for addiction professionals.
Professional Liability insurance (PLI) protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as an addiction counsellor.
From regulatory complaints to allegations of breach of confidentiality, defamation, or inadequate care, this coverage includes the cost of defending yourself — even against unfounded claims.
Professional Liability Insurance provides the protection and peace of mind to practice with confidence.
These included services help protect your practice, support your clients, and give you peace of mind every day.
Whether you connect with your clients or patients through Skype, tele-video conferencing, text, phone, or email - rest assured that you are protected when providing services to your clients who are unable to meet with you in person.
The CACCF policy includes 1 year of Extended Reporting Period (ERP) coverage at no extra cost, protecting you against claims from past incidents after you retire or stop practicing.
Provides coverage for legal and related costs incurred when responding to a regulatory or professional inquiry, investigation, or examination.
Funding for the rehabilitation and therapy of a client or patient who suffered abuse in the course of an insured member’s practice.
Provides coverage for legal costs and expenses if you must defend yourself in a criminal proceeding related to your professional services.
Provides coverage if you are legally challenged for written (libel) or spoken (slander) statements that harm someone’s reputation.
To replace a third party's loss of physical documents. For example, if you were to lose client files or if the files were destroyed due to fire.
Provides coverage for legal costs and expenses incurred when responding to a coronial inquest or inquiry related to your professional services.
Automatically receive 1 year of extended reporting at no charge for professional liability claims that are first discovered and filed after you have retired and/or discontinued practice.
If you have contents to insure (for example, desks, computers, etc.), BMS recommends that you purchase a Contents & Crime policy.
