partner login

Professional & Financial

We specialise in creating delegated authority insurance programmes for brokers, MGAs, Insurers and Lloyd’s Syndicates. These include specialist classes such as professional, cyber, healthcare and financial

Many of our clients have complex exposures. As well as sourcing products and services, you can always rely on us to anticipate new opportunities and respond to change. We believe that accessing the London market with your business is more than simply a risk transfer transaction; it is a partnership and we focus on delivering the best and most cost-effective solution for you.

Drawing on strong market relationships, we handle contracts across all classes of professional, healthcare and financial business, and place in excess of US$250 million of annual premium, with the underlying business emanating from many countries around the world. This can help us to create leverage for our clients and provide essential market intelligence.

Beyond placement, we can help assist with compliance, analytics and capital services. We have market-leading actuarial modelling capabilities – giving you in-depth knowledge about your portfolio and creating longevity of capital provision, the key to any delegated authority arrangement.

The majority of our business is placed under binding authority and reinsurance contracts. In most cases, the authority to underwrite risk and manage claims is with the client – we also offer individual placement and advisory services to discerning retail clients.

Areas of Expertise

Professional Liability

  • Accountants
  • Affinity Groups
  • Architects and Engineers
  • Construction Managers
  • Contractors
  • Environmental Consultants
  • Insurance Brokers
  • Law Firms
  • Miscellaneous Errors & Omissions
  • Privacy / Data Breach
  • Real Estate Agents
  • Veterinary Programmes

Management Liability

  • Directors & Officers – For Profit, 
    Not for Profit
  • Outside Directors’ Liability
  • Employment Practice Liability 
    / Sexual Abuse / Physical Molestation

Medical Malpractice

  • Healthcare Captives / Risk Retention Groups
  • Hospitals of every size and description
  • Integrated Delivery Systems
  • Physician Practice Groups
  • Long-term Care Facilities

Financial Services

  • Hedge Funds / Banks
  • Stockbrokers / Investment Advisors

Technology / Media

  • IT Consultants
  • Data Asset Network Security
  • Publishers’ Indemnity
  • Broadcasting E&O
  • Technology Liability
  • Intellectual Property
  • Production

Key Features

  • Long-standing relationships with Lloyd’s underwriters
  • The right solution for each client
  • Canadian, US and international market knowledge
  • Experts in professional indemnity, financial services, healthcare, management liability and general liability
We deliver dynamic, flexible solutions, every time. Alasdair Ritchie, Managing Director
Alasdair Ritchie
Alasdair Ritchie Managing Director